Paying For Your Mesothelioma Treatments
Money is the last thing you want to think about right now. But the reality for many mesothelioma patients is that money is the key to great healthcare. You don’t need to be independently wealthy to have access to the best doctors and treatments; you just need to know where to look.
The patient advocates at the Mesothelioma Support Network understand that funding mesothelioma treatments is stressful, especially for patients with no or little health insurance. Even with health insurance, the financial burden can be overwhelming. Our patient advocates want patients to know that they don’t have to give up on great healthcare if they don’t have the funds. There are several options:
Bankruptcy Trust Funds for Victims
With an explosion of asbestos claims beginning in the 1970s, nearly 100 companies with a history of asbestos litigation have filed for bankruptcy. Through the federal bankruptcy courts, these companies set up personal injury trust funds that are used to compensate asbestos victims. Since 1988, these trusts have paid out more than $17.5 billion for more than 3 million claims.
In filing a claim to a bankruptcy trust, mesothelioma victims just prove the injury was related to asbestos, including providing medical documentation and evidence that the victim was exposed at the company’s facility or through contact with the company’s product.
Because of the complexities involved with filing a claim through a bankruptcy trust, it is important to consult a mesothelioma attorney. The patient advocates at the Mesothelioma Support Network can help find the best attorneys for your bankruptcy trust case.
Mesothelioma Lawsuits and Settlements
Before agreeing to a bankruptcy trust fund settlement, mesothelioma victims should contact an attorney ( link to contact us page) to determine if a mesothelioma lawsuit would offer a better financial disbursement. Remember, you are not looking for a handout or a freebie. You are simply getting the necessary funds to pay for your medical treatment, lost wages and pain and suffering for a disease you didn’t cause. You are also ensuring your families financial stability if you are unable to continue working.
The first step in filing a lawsuit is consulting with an attorney who is skilled at asbestos litigation. After that, the legal process can include filing a complaint, going through depositions and meeting before a judge and, sometimes, a jury. Often more, experienced mesothelioma attorneys are able to negotiate a settlement without going through a trial. Our legal experts understand the idiosyncrasies involved in mesothelioma litigation, offer no-risk and no obligation consultations and have no up-front or out-of-pocket costs.
SSI Compassionate Allowances
In 2008, Social Security launched its Compassionate Allowances (CAL) program to allow speedy access to benefits for those with certain types of cancers, brain disorders and immune-system conditions. In 2012, the agency added an additional 52 conditions. Among the listed conditions are pleural and peritoneal mesotheliomas.
Typically, it takes weeks to months for disability claims to filter through the Social Security red tape. Through the CAL, it takes only 6 to 8 days for a final determination. To be approved for this program, patients generally need medical documentation of the diagnosis.
The monthly amount paid generally depends on how much the disabled person earned on their taxes the year before the disability. The agency said the average monthly disability payment in 2012 was $1,100. For those with a spouse and one child, the average payment was about $1,900 a month.
Commonly known as workers’ comp, this program is designed to financially compensate those injured at work. Each state has different laws, which include a fixed payment amount based on the type of injury. For mesothelioma patients, the most difficult part of obtaining workers’ comp is proving the asbestos exposure happened at work. Our legal experts can help you decide if pursuing a workers’ comp claim is beneficial to you and your family. Instead, many mesothelioma victims would benefit more from filing a legal claim against an asbestos manufacturer.
Veterans who were exposed to asbestos will serving in the United States military and have been diagnosed with mesothelioma may be eligible for several benefits through the United States Department of Veterans Affairs (VA). Those include VA health care and disability compensation.
Our Veteran Service Officers (VSOs) are specially trained in maneuvering through the VA red tape to give you quick access to services. Our services are always free and come with no risk
James Zadroga 9/11 Health and Compensation Act
Signed into law in 2011, this allows first responders and other harmed by the toxic dusts released following the September 11, 2001 terrorist attacks to receive medical care and compensation. With thousands of people possibly exposed to asbestos debris at Ground Zero, the act established $1.8 billion for monitoring and treatment programs for disaster rescue workers and survivors. In 2012, mesothelioma was added to the list of cancers associated with the toxic dust released when the World Trade Center collapsed.